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If you desire a "no money down first-time home loan" insured by FHA, you will have to also obtain down-payment assistance. In most instances, the Federal Housing Administration approves financing up to 96.5%, so that means the average FHA loan requires a 3.5% down-payment.
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Check out five options for mortgages with little to no money down.. Home equity loans with bad credit ; Insurance. Insurance types.. 5 mortgages that require no down payment or a small one.
No money down mortgages with bad credit When a mortgage lender finances 100% of a home in theory they’re taking on more risk. Because of the increased risk, lenders often have more stringent guidelines for these zero down mortgages.
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